Connection status comes before money movement. The intended settlement asset is USDT; the app quotes amounts in USD. Funding, conversion and withdrawal providers, costs and the party carrying KRW / USD / USDT exchange risk must be disclosed before money is accepted. A wallet connection alone does not make a funding route available.
02
The terms, in everyday language.
These are the current Korea 13 app terms. Final offering documents and participation eligibility have not been published.
Gross annual rate
10.0%
Platform service fee
10% of interest; none on principal
Annual rate after platform fees
9.0% before taxes / withholding
Interest calculation
Remaining principal × time outstanding
Term dates
Sep 14, 2026 – Jan 14, 2027
Joining after the start
Remaining payment dates only
Current minimum
$25
Per-person maximum
Awaiting final terms
Early withdrawal / transfer
Not available during the term
Who can participate?
Eligible countries, identity checks and investor requirements must be confirmed for the final offering. Access to the app is not confirmation of eligibility.
What are you lending through?
The offering entity, borrower or issuer, legal instrument and applicable regulatory framework are awaiting confirmation. These details will need to be stated in the final offering documents.
What does “Korea 13” mean?
It is the product name. The current app contains three allocation locations. A verified 13-store portfolio has not been published.
Machine counts cover indexed washers and dryers, not a verified collateral inventory. Observed revenue excludes kiosk top-ups and is shown as USD-equivalent operating data. It is not audited revenue or proof of repayment ability. Storefront images are illustrations.
Weights describe the current app allocation, not evidence of executed loans. Three locations in one country and industry do not provide broad diversification.
04
Monthly repayments. Less principal outstanding.
Each payment is scheduled to return part of your original amount plus interest. Interest is calculated only on the money still outstanding.
$100 from Sep 14, 2026 · full-term calculation
Scheduled date
Principal
Gross interest
Platform fee
Total after fee
Oct 14, 2026
$25.00
$0.82
$0.08
$25.74
Nov 14, 2026
$25.00
$0.64
$0.06
$25.58
Dec 14, 2026
$25.00
$0.41
$0.04
$25.37
Jan 14, 2027
$25.00
$0.21
$0.02
$25.19
Principal scheduled back$100.00
Interest after platform fee$1.88
Total platform fee$0.20
Calculated using the same schedule as the app; displayed amounts are rounded. 9.0% is an annual rate on outstanding principal, not the total return over 122 days. Taxes or withholding may reduce receipts. Joining later changes the remaining dates and interest. Scheduled payments are not received payments.
05
What supports the credit. What can go wrong.
Operating evidence helps assess a business. It does not guarantee payment or establish a legal claim on its machines.
OPERATING RECORD
VEND
Machine activity, revenue records, monitoring and servicing support.
CREDIT DECISION
Underwriting partner
Partner identity, credit policy and approval authority to be confirmed.
FUNDING
Capital provider
Funding entity and participation structure to be confirmed.
LEGAL CLAIM
Security arrangements
Machine ownership, any security interest and repayment priority require executed documents.
RECOVERY
Responsible party
Recovery authority, process, costs and jurisdiction to be confirmed in the agreement.
ASSET VALUE
Equipment assessment
Useful life, condition and resale evidence must be established for the actual inventory.
Credit & concentration
Payments may be late or lower than expected. You could lose part or all of your principal. All current locations are Korean laundry businesses.
Currency & settlement
KRW business revenue, USD quotes and intended USDT settlement create conversion and settlement risk. USDT may trade away from USD.
Liquidity & recovery
There is no early cash out. A partner’s retained share is not principal protection; recovery depends on enforceable rights and borrower circumstances.
06
The documents that should stay with your lending.
A signed agreement, payment statements and tax records need to come from the actual offering and servicing process.
Offering terms & risk acknowledgement
Legal entity, instrument, eligibility, currency handling and retail limits.
Not yet issued
Lending agreement
Accepted terms and a signed confirmation for your amount and schedule.
Not yet issued
Monthly payment statement
Principal, interest, fees, withholding and received / outstanding status.
Not yet issued
Annual interest statement
Interest income and applicable withholding for your tax records.
Not yet issued
These documents are not currently available to download. Agreement acceptance and document delivery must be in place before external lending is enabled.
07
A repayment opens your next choice.
At maturity, the final summary should show principal returned, interest earned and fees paid. You decide what happens to received money.
01
Lend
Choose an amount and review the terms.
02
Follow repayments
Monthly principal and interest, with clear payment status.
03
Money available
Only received payments become available balance.
CONTINUE
Lend again
Choose again from available credit. Review the amount and terms; nothing renews automatically.
SPEND
Use a VEND card
Subject to a connected card provider and account eligibility.
WITHDRAW
Move money out
Requires a connected withdrawal provider and a verified bank account in your name.
Lend to Korea 13 from $25, subject to availability and eligibility. Card spending and external withdrawals require connected providers; they are not enabled by this page.
A question about your lending or a repayment?
Email your lending reference and the repayment in question. Never send passwords, private keys or recovery phrases.
